Health Care vs Health Insurance

For some reason in the recent national debate concerning health care it seems we have created a new synonym.  Somehow health care has come to mean the same thing as health insurance.  Health care is something that is provided by medical professionals and managed by the individual receiving the care or their qualified guardian.  Health insurance is a way ( one way ) of paying for health care. 

The problem of making the two synonomous is that we automatically think they must be provided as a package.  Everyone should have the right to pursue health care and to do so however they wish.  Everyone should have the responsibility to pay for their health care and to do so however they wish.  For example, if they want to use insurance to do so, fine.  If they want to put money into savings to do so, fine.  If they want to take out a loan to do so, fine.  Sure, some will need help in paying for health care from time to time.  Lets help them, but lets expect them to take some personal responsibility to manage it.